Well, the big day is fast approaching: 158 days to be exact! With less than six months to go, the fact that we owe multiple companies multiple dollars is starting to really stare us in the face. Eric and I have decided to pay the photographer ourselves, and we have our own other expenses such as wedding bands, attire & accessories, reception favors and attendant gifts, the honeymoon, and church and pastor fees. To start sorting through the bills and decide who to pay first, I find it easiest to start with the most expensive. We have been making payments to the photographer since October and now owe less than half the total amount. Having a spring/ summer wedding also brings the perk of having tax returns to help contribute toward outstanding balances. This tax season will definitely help us pay off some of our vendors. It is now crunch time and we must really buckle down to save money and make payments to those that we owe. Handling these balances one at a time and in increments helps keep us from getting too overwhelmed.
Another great idea to help pay off balances long term is to apply for a credit card that has zero interest for 12 months. I have been keeping my eye open for mail offers of this sort so I can put some purchases on the card and then have until this time next year to pay it off. My dad really wanted us to have a destination wedding to avoid huge expenses, but I instead am having the wedding of my dreams and wouldn't trade it for anything! I am conquering each task one at a time and have enjoyed every bit of the wedding planning process thus far. Next items on the agenda: gift registry, suit shopping, and cutting the guest list.
